Archive for 2012

Loan for vacant land.

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We've surveyed some banks for their loan facility for vacant land and here is what we know so far.. NA for banks that are not offering any loans for vacant residential land:

Hong Leong Bank
NA

Bank Islam
NA

HSBC
NA

Maybank
60% MOF
-1.4 BLR
Must settle within 10 years

RHB Bank
70-80% MOF
-1.xx BLR

Bank Rakyat
80% MOF
-1.xx BLR
They prefer you apply from nearest branch to the land.

CIMB
85 + 5% MOF
-2.00 BLR

Surat kebenaran pindahmilik tanah.

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Selasa yang lepas, agent dah serahkan kepada kami S&P yang sudah di-stamp. Berserta dengan surat kebenaran pindahmilik tanah. Kami juga membayar legal fees kepada law firm yang uruskan jual beli ini.

Apabila surat kebenaran pindahmilik dikeluarkan, kami dikehendaki membayar baki 90% harga belian tanah ni kepada developer dalam masa 3 bulan bermula dari tarikh surat tersebut dikeluarkan.

Maka.. sekarang misi untuk mencari loan facility yang paling menarik sudah bermula.. yeehaaa! Nanti selepas survey untuk loan tanah kami akan kongsi disini jangan risau :)

MRT and LRT to be extended to Cyberjaya?

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Transportboost for Cyberjaya

By SHAREN KAUR
Published: 2012/09/29
 
BETTER LINKS: Cyberview wants light rail transit and MyRapid Transit to serve the intelligent city
 

NEW developments are set to take place in Cyberjaya, such as a railway network, which may include a brand new light rail transit (LRT) line and the MyRapid Transit (MRT) system.

Currently, the only rail network serving Cyberjaya is the Express Rail Link, connected via Putrajaya to the Kuala Lumpur International Airport in Sepang and the KL Sentral transport hub in Kuala Lumpur.

Cyberjaya, which was conceptualised and designed some 15 years ago as the nucleus of Malaysia's Multimedia Super Corridor, needs a better public transport system to serve its growing population. Today, the intelligent city is home to 600 companies, with 35 multinational and nine educational institutions, and about 53,000 people.

"The huge leap is due to the concerted efforts that we at Cyberview, together with our stakeholders, have initiated, which include the creation of an eco-system for companies to thrive in Cyberjaya.

"We've also launched various initiatives that make operating businesses in Cyberjaya easy and appealing," said Cyberview Sdn Bhd managing director Hafidz Hashim.

He said the company is in talks with the local authorities to extend the MRT and LRT lines to Cyberjaya.
"We are soliciting with them for a LRT and MRT line to serve the population growth. We are working closely to see which is the most cost- effective," he said in an interview.

Cyberview, a federal government company, is the land owner and the Cybercity Manager of 2,800ha Cyberjaya in Selangor, deemed to be Malaysia's version of the US' Silicon Valley.

As the information technology (IT) city of the country, its goal is to attract world-class multimedia and IT firms to set up businesses there.

So far, 27 per cent of Cyberjaya has been developed, while over 40 per cent of the landbank is under development and in planning stage.

Hafidz said as the city grows to greater heights, the demand for transport, residential and commercial development and other needs will increase significantly.

He also hopes there will be better connectivity to Cyberjaya by road.

Currently, Cyberjaya is linked via the Maju Expressway, Lebuhraya Damansara Puchong, the South Klang Valley Expressway and the New Klang Valley Expressway.

Read more: Transportboost for Cyberjaya http://www.btimes.com.my/Current_News/BTIMES/articles/CVIEW/Article/#ixzz2DbcVQV9L
 
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Berita yang sangat baik. harap harap Cyberview berjaya memujuk pihak yang berkenaan untuk melanjutkan laluan MRT dan LRT ke Cyberjaya. Bukit Damar sudah tentu dapat menikmati tempias semua kemudahan ini.

Kronologi proses membeli tanah Bukit Damar.

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Kami dengan tidak sengaja terjumpa iklan tentang Bukit Damar melalui laman Mudah.my semasa sedang mencari rumah untuk dijual dikawasan Cyberjaya/ Dengkil/ Putrajaya. Pada mulanya memang agak was was bila melihat harga yang agak rendah untuk tanah lot dikawasan Cyberjaya/Putrajaya. Bayangkan saja, harga tanah Cyberjaya/Putrajaya sahaja sudah melebihi RM100 jadi bila lihat harga BD cuma RM28 memang hampir tidak percaya.. Hingga lah kami tahu status BD yang leasehold & tanah rezab melayu. Memandangkan bukan niat dihati untuk dibuat investment, maka status tidak menjadi isu buat kami. Yang penting kami memang ingin settle down dikawasan ini. Gembira sungguh rasa hati bila dapat peluang beli tanah di BD. Kami hubungi agent tanah dan melawat lokasi tanah 3 kali sebelum finally nekad untuk beli tanah tersebut.

Bukan sekejap proses untuk membeli tanah.. Kami beli pada bulan May 2012 sampai sekarang (November) pun belum dapat S&P lengkap lagi.

1. May - Bayar deposit 10%
2. July - Terima offer letter untuk tanah
3. November - Tandatangani S&P

Sebelum tandatangani S&P, kami dah buat semakan eligibility di bank dulu. Alhamdulillah tiada masalah. Jika sudah ditandatangani tetapi loan tidak lepas, pihak developer tanah tidak akan pulangkan 10% deposit kita tu.

Sekarang ni cuma tunggu signed and stamped S&P supaya boleh proceed dengan permohonan loan.

Semoga dipermudahkan..

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